What is the turnaround time to receive rates once an RFP has been submitted?

Depending on the time of year, our carriers can return underwritten rates between 5-7 business days once all the needed information has been submitted.

Preliminary rates are returned within 24 hours.

Is there a minimum employee requirement?

Carepath Benefits is proud to offer coverage options for groups of 10 or more employees where state requirements allow.

Do you require individual health questionnaires?

For groups under 100, individual medical questionnaires allow for the group to be rated the most accurately ensuring them the most competitive rate.

The important thing is each group is accurately medically underwritten for the most sustainable, well-funded benefits program.

What does “level-funded” mean when it comes

to health insurance?

See our blog post all about Level-Funding.

Why should I choose Carepath Benefits over other / larger health insurance providers for my company?

There is no "right" answer here as this is a decision each employer/company needs to make based on the options they have available. If you’re looking for a plan that puts you first, helps stabilize your healthcare expenses, and gives you the personal service you deserve you should consider Carepath Benefits.

We intentionally set out to serve small to mid-sized employers striving to provide the same innovative product design available to large employers while giving the personal service you should expect from something as important as your healthcare.