Health Plans
We offer a host of plan designs and deductible levels that meet the ever-changing needs of our members and their families.
MAJOR MEDICAL PLANS
Care Plans
Our top-of-the-line plans, designed with the lowest deductible levels, 80/20 co-insurance, and a host of benefits for those employees who aren’t afraid to pay a little more in premium for lower out-of-pocket expenses.
The ideal range of plans for people like... Yvette - Yvette likes to be in the know and sends her primary care doc a holiday card every year. Admittedly, she uses her insurance card more often than most. She likes knowing that her premium dollars give her the freedom to utilize her plan at will. She’s tried higher deductible levels in the past, but they leave her stomach in knots. She likes paying slightly more in monthly premium to avoid writing the bigger checks throughout the plan year.
Care100 Plans
Our 100% co-insurance plans, designed with mid-range deductibles and zero cost-sharing after your deductible is reached. These plans offer great benefits without all the back-and-forth of typical deductible/co-insurance plans.
The ideal range of plans for people like... Harrison - A young professional, a team player, and someone who is proactive in living a healthy lifestyle. Harrison is all about being ahead of his health and keeping things simple with his plan benefits. He’s selected a higher deductible plan, since he’s rarely a utilizer, but likes the idea that if he needs it, he won’t have to do complicated co-insurance cost sharing after his deductible is met.
CareSavings Plans
Our cost-savings plans in two specific deductible levels – $3,500 and $7,000. Our High Deductible Health Plan (HDHP) versions are designed to be integrated with a HRA or HSA plan.
The ideal range of plans for people like... Mike - Mike likes a plan that works for his family in the big things but needs a plan that doesn’t break the bank. His family is young and healthy. They only see the doctor for their annual checkup and the few times a year when someone gets the sniffles. He likes the fact that he can have a health savings account with his plan, pulling from those dollars when the inevitable ear infection rolls their way.
Wellness Credits
At Carepath, we’re all about simplicity with our plan incentives for members. Making it easy to be a smart healthcare consumer is a big part of what makes Carepath Benefits different.
Annual Physical
It all starts with your Annual Physical with your Primary Care Provider. Simply fill out the Care Path Care Management Form and have your doctor submit!
Earn Credits
Earn a $500 Wellness Credit to lower your elected deductible by authoring a Care Plan with your doctor at your Annual Wellness Visit.
Benefit Navigation Program
Carepath Benefits, Benefit Navigation Program, helps you find the correct location/facility for your health - and your finances.
Many services can cost much less dependent upon the facility they are performed at. You can save by making a more educated decision about where to have your services provided and we are here to assist every step of the way with this education.
Our representatives assist in locating an in-network facility and help you understand how your decision may affect your responsibility, prior to any services being performed.
You and your provider always have the final say as to where you have the services performed, but by educating yourself about more cost-effective facility options you’re able to become an advocate for you.
One-on-one attention from a program representative who will act as a liaison to all entities ensuring a positive member experience.
Information regarding in-network facilities with lower-costs which can perform the services you need.
Cost comparisons, allowing members to experience first-hand how much money could be saved by choosing a more cost-effective facility.
Interested in learning more?
Sign up for a demo and get started in the broker appointment process! Hosted at your convenience.
The power of CARE... Carepath Benefits
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CONTACT US
888-750-0953
Currently licensed in:
AL, AR, AZ, FL, GA, IA, IN, KS, MD, MN, MO, NC, NE, NM, OH, OK, SC, TN, TX, VA, WI